1. Introduction
1.1. Welcome to Drayford Credmere (the "Website").
Contact us by email [email protected]
1.2. The Website includes information about third-party platforms (the "Third-Party Platforms") for trading purposes (the "Offerings").
1.3. These Terms govern your access to the Website and Services and form a legally binding agreement. If you do not accept them, you must stop using the Website. By carrying on, you agree to these Terms, which may be changed from time to time. Our Privacy policy is incorporated by reference.
2. Eligibility to use the service
2.1. You may use the Website only if you are at least 18, have the legal capacity to do so, and are not prohibited by the laws of your country or the place from which you access it.
2.2. We do not warrant that the Website or Services are lawful for every user or every intended use, and we accept no responsibility for any unauthorised use.
3. Unsupported countries and regions
3.1. We may restrict access in certain jurisdictions, or for anyone we reasonably consider to pose legal, regulatory, reputational, or financial risk. Location-specific terms may also apply.
4. Prohibited conduct
4.1. You must not infringe others' rights; upload unlawful or harmful content; introduce malware; promote anything without permission; scrape, frame, or mirror the Services; use unauthorised bots; bypass security; remove ownership notices; access the Services except via the Website; disrupt other users; use hidden tracking without consent; break the law; modify code; or reverse engineer our software.
4.2. If we reasonably believe your use breaches these Terms or any law, we may monitor activity, limit access, share information with third parties where lawful, and take other protective steps.
5. Intellectual property
5.1. The Website and everything on it are protected by intellectual property rights owned by us or our licensors. Your use does not give you any ownership rights, only a limited personal, non-commercial licence.
5.2. You must not copy, alter, distribute, sell, scrape, decompile, or create derivative works from the content without our prior written consent.
6. Limits on liability
6.1. You use the Website and Services entirely at your own risk. To the maximum extent permitted by law, they are supplied on an "as is" and "as available" basis, without warranties of any kind.
6.2. We are not liable for errors in content, interruptions to the service, or malicious code introduced by third parties. You agree to indemnify us for losses arising from your use of, or reliance on, the Website or Services.
6.3. To the maximum extent permitted by law, we are not liable for indirect or consequential loss, or for lost profits or data. If a court does find us liable, our total liability is limited to 100 GBP unless the law requires a higher minimum.
6.4. We are not responsible for telecoms outages, network congestion, device or browser incompatibility, or any other matters beyond our reasonable control.
7. Third-party content
7.1. Third-party content may appear on the Website; we do not control or endorse it, and it may be incomplete or outdated. It is entirely your decision whether to rely on it.
8. External websites
8.1. Links to third-party sites are offered for convenience only. We are not responsible for those sites' content or policies. If you follow a link, you do so at your own risk.
9. General terms
9.1. We may alter the Services and revise these Terms by posting an updated version. Continued use may be treated as acceptance. These Terms and the Privacy Policy together set out the entire agreement on this topic.
9.2. Any delay in enforcing a right does not amount to a waiver. If any clause is invalid, the rest remains in force. We may assign our rights, but you may not assign yours without our consent.